FactorONE Blog

Risk-management – the keystone to business growth Business growth requires a solid foundation and a solid foundation is built on powerful risk-management. “The message is simple,” says Greg Charlwood, Head of Debtor Finance for FactorONE and Scottish Pacific Business Finance. “As a rule of thumb, w......

Many small businesses dip their hands in their pockets and use personal credit to keep their SMEs moving, but there are smarter funding options. Mark Ryan, a director of Sydney small business Viking Legal Services, was regularly using his own credit cards to pay Viking expenses that were falling due......

A building in an earthquake area is engineered to withstand tremors. A bridge is designed to bear the weight of traffic and resist the pressures of sun, rain and rust. And a business? It needs to stand up to the stress of fickle, price-sensitive customers, fast-moving competitors, an unpredictable e......

Preventing serious issues from occurring is always more cost effective than resolving them once they have. At FactorONE we believe there are four key areas for directors to question their management teams, to ensure they stay on top of cash flow and working capital issues. 1. Debtor Days - If d......

No business owner wants to give their customers and suppliers the impression that they are struggling financially – particularly if this isn’t the case. This has long been a common misconception and can be an obstacle for companies considering factoring their invoices, where a business raises workin......